Discover how accident forgiveness works, its benefits for drivers, and whether adding it to your insurance policy can help save on potential rate increases.

Farmers provides a strong lineup of coverage options. Drivers can add protections such as gap insurance, non-owner coverage, rideshare policies, accident forgiveness and deductible reduction programs.

Car insurance prices are expected to go up by an average of less than 1% in 2026. That's the smallest year-over-year increase since 2022, before high inflation caused car insurance rates to skyrocket ...