Customers can expect to receive $100 refund on average, though State Farm says it will vary by state and by the amount of premium paid.

Even with New Jersey automobile insurance rates climbing by double-digits, consumers can still take steps to lower their premiums.

See low-cost options for a variety of driving records, ages and vehicles ...

If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.