Debt relief could help you pay less than you owe, but the negotiation process for those deals may surprise you.

Enrolling in a debt relief program can impact the debt collection process, and not always in the way you'd expect.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Falling behind on debt relief payments doesn't mean you've failed. It means you need to come up with a new plan.

The timing of your settlement offer could have a big impact on how much you ultimately pay to get rid of your debt.

Recent reports show that debt relief programs can sometimes trigger more aggressive collection activity or allow creditors to resume collections after the program ends, depending on the resolution of ...

Collection Debt by the Numbers: The National Picture In April 2025, about one in four people looking for debt relief had at least one account in collections. The average collection balance is $3,027, ...