Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

When choosing life insurance, you'll often choose between the most common and temporary option, known as term, or the permanent ones, such as whole and universal. However, you can have the best of ...

Best for health conditions: Guardian Life. Best for term length options: MassMutual. Best for customer experience: Northwestern Mutual. Best for social responsibility: Thrivent. Best for high coverage ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Term life insurance is frequently recommended as an affordable way to provide financial security, but many people question whether it’s truly worth their money.

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...