Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Medical debt regulations are shifting dramatically in 2026, with states banning credit reporting and federal rules in limbo. If you’re a healthcare provider, the old collection playbook might soon ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...

Think you can ignore a $50 debt without consequences? Think again. While there’s no legal minimum for collections, even tiny ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer depends on a few key factors, and the rules around collection ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...