Homeowners insurance is something that all homeowners need, but not something that everyone necessarily knows the ins and outs of. Mercury Insurance found in a recent survey that 17% of homeowners ...

Discover key differences between homeowners and renters insurance, covering what each protects and why understanding these ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeowners insurance pays to repair or replace a home when a covered event occurs. Most people couldn't afford to pay out of pocket to rebuild their entire house after a fire, hail damage, or other ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Property and casualty agents sell several types of home insurance based on dwelling type. Homeowners insurance is not required by law, but mortgages can require it. Insurance providers allow you to ...

How Do Home Insurance Deductibles Work? After you file a claim, the home insurance company reviews the loss and offers a claim payment minus the deductible amount. Imagine you have a $1,000 deductible ...