These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Pacific Life and New York Life are among the best universal life (UL) insurance companies in our analysis. There are several kinds of UL policies that meet different needs. Riders can add features and ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Protective stands out as the most affordable option in our analysis, based on Veralytic data. The company also ranks near the top for pricing consistency and shows a strong long-term investment track ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

We analyzed universal life insurance policy fees, cash value growth, the reliability of policy illustrations and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff ...

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...