Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.

You’ve finally found what you think is your dream job and decided to apply. A few days later, the employer contacts you for a pre-screening interview, which is thrilling. Before you know it, you are ...