Learn how the burning-cost ratio calculates excess losses over total premiums to set reinsurance rates. Discover its impact ...

Zurich Insurance Group has continued to see low combined and loss ratios in spite of an increase in catastrophic losses across North America. Return on equity for the company has increased, driven in ...

Discover how the loss ratio and combined ratio assess insurance profitability by comparing incurred losses to premiums and expenses.

Hanover Insurance Group has seen a decrease in the combined ratio (excluding catastrophic losses), which is encouraging. However, return on equity remains negative. I take the view that Hanover ...

Calling itself a “disruptor” in the trillion-dollar insurance industry, Root, Inc. (NASDAQ:ROOT) stock is down 8.2% over the past week, and roughly 21% year-to-date, even as Reddit sentiment sits at ...

Nationwide, states are unveiling health reform proposals dealing with insurance company loss ratios. California Gov. Arnold Schwarzenegger (R) and Pennsylvania Gov. Ed Rendell (D) have both introduced ...

(1) Underwriting ratios are calculated by dividing the related expense by net premiums earned. (2) Insurance & Services MGAs recognize fees for service using revenue from contracts with customers ...