Fixed indemnity plans pay you a set amount if certain medical situations happen, like getting a critical illness or breaking a bone. You might have a plan that gives you $100 per day if you're in the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Indemnification of the policyholder is a core principle of the property insurance industry. A similar principle holds that the policyholder shall be “made whole” but not put in a better position than ...

Atlas Direct, is offering supplemental insurance for people who use direct primary care and those looking for a limited alternative coverage to pricey Obamacare plans. Atlas Direct launched on ...

Choosing the right health insurance plan for your child requires more than comparing premiums. Parents must evaluate coverage depth, waiting periods, emergency benefits and claim conditions to ensure ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...