Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A named perils insurance policy is a home insurance (or business) insurance policy that only ...

If you’re shopping around for a home insurance policy, you’ve likely encountered the term “peril.” A peril refers to an unpredictable event that causes damage to your property, like an accidental ...

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...