The decision by many regulators not to enforce PSD2 Strong Customer Authentication (SCA) on electronic payments on 14th September has given valuable breathing space to e-commerce and payments players.

Digital Payments Boom and New Fraud Threats: The EU’s retail payments market has grown massively, electronic payments in the EU reached €240 trillion in value in 2021 (up from €184 trillion in 2017).

Three-quarters of retailers report a fall in online payment fraud since the mandatory introduction of Strong Customer Authentication (SCA). According to Barclaycard figures, in the 200 days since SCA ...

A new strong customer authentication (SCA) regulation being introduced in September will change the payments landscape for online merchants amid a race for the most frictionless customer experience.

Gate receives Malta PSD2 license to complement MiCA approval, expanding regulated payment and crypto services across EU markets through passporting rights.

In the short term, firms are likely to face dual authorisation and significant regulatory requirements. On 10 June 2025, the European Banking Authority (EBA) issued a No Action letter on the ...

The EBA has set out its opinion on the interplay between MiCA and PSD2 in relation to crypto-asset service providers (CASPs) that transact with electronic money tokens (i.e. a category of stablecoins ...