Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of experience as a business executive. He is a professor of economics and has raised more than $4.5 billion in ...

Marginal tax rate is the rate you pay on your last dollar of income, based on your tax bracket. Effective tax rate is the average rate you pay on all of your income. Understanding the difference is ...

Hurdle rates are an essential part of business and finance, helping investors and business owners to understand risk and reward on potential returns. The hurdle rate is the minimum return that a ...

Interest and annual percentage rates are two of the most critical factors to review when shopping around for a loan. But what do these terms mean? Do you pay both the APR and interest rate? Keep ...

What Is Customer Churn Rate? The customer churn rate is a critical metric that evaluates how well a brand retains its customers. It represents the percentage of customers who stop making purchases or ...

Mortgage rates have largely drifted lower over the past few weeks—learn how to get today’s best home loan rates.

Monique Danao is a highly experienced journalist, editor, and copywriter with an extensive background in B2B SaaS technology. Her work has been published in Forbes Advisor, Decential, Canva, 99Designs ...