Before we begin, we'd like to submit the following poll. And as usual, I'm sure the company will be delighted with your participation. I'd now like to hand over to the management team, Stephen, Mo, ...
Hello and welcome everyone to the Hiscox Q3 2025 trading update with Paul Cooper, Hiscox Group CFO. My name is Becky, and I'll be your operator today. Good morning everyone, and welcome to our Q3 ...