Learn the differences between the SEP IRA and the solo 401(k) to decide which retirement plan suits your small business.

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. A simplified employee pension (SEP) ...

A Simplified Employee Pension (SEP) IRA is a retirement plan that business owners and self-employed persons can establish. Employers can contribute 25% of an employee's annual compensation to a SEP ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

The SEP IRA is a great starter plan for a small business because it is easy to set up and maintain. Also, it provides funding flexibility with discretionary contributions. But sometimes, a small ...

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SEP IRA allows up to 25% of employee compensation contribution, capped at $72,000 by 2026. Roth IRA contributions are post-tax with tax-free withdrawals, limited to $7,500 by 2026. SEP IRA suits small ...

SEP IRAs, set up by employers, allow investment in stocks, bonds, and ETFs. Employers must contribute equally to all eligible SEP IRAs based on salary percentage. Maximum SEP IRA contributions are 25% ...

A Simplified Employee Pension IRA (SEP IRA) is a traditional IRA for self-employed people and small-business owners. Many, or all, of the products featured on this page are from our advertising ...

A Simplified Employee Pension, commonly called a SEP, is a written agreement that allows a sole proprietor to make contributions directly to a traditional individual retirement account or annuity--a ...