It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Vikki Velasquez is a researcher and writer who has managed, ...

There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Most ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

We break down the pros and cons to help you decide if this coverage is worth the cost ...

We looked at term and permanent life policies to identify the top life insurance companies overall ...

There are five main life insurance types to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. If you’re in the market for a life ...

Term, indexed universal, variable universal Availability: 49 states and Washington, D.C. Symetra is a good option if you’re shopping for term life, mainly because its SwiftTerm policy has low rates.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

A life insurance policy can offer financial protection for your dependents or other named beneficiaries by paying for lost income, debts and final expenses after your passing. The MarketWatch Guides ...