The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

In a blog post published on Wednesday, the trade group said that it welcomed FHFA Director Bill Pulte’s July announcement that Fannie Mae and Freddie Mac would immediately begin accepting loans that ...

Freddie Mac (FMCC) said on Wednesday that it will begin accepting mortgage loans assessed using the credit scoring model ...

The Federal Housing Finance Agency’s (FHFA) recent adoption of the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac has sparked intense ...

Fair Isaac Corporation faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing ...

Fannie Mae and Freddie Mac will now accept VantageScore 4.0 for mortgage evaluations, marking the first major update to credit scoring in decades. The model incorporates rent, utility, and other ...

Since he joined the FHFA, Pulte has pursued changes to the current credit score requirements by the government-sponsored enterprises. His comments were directed to Fair Isaac Corp. (FICO), which ...

The October 2022 announcement also explained that the Enterprises would require the use of credit reports from any two of the three national bureaus – a “bi-merge” system – instead of the current ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

SAN FRANCISCO, April 10, 2026--(BUSINESS WIRE)--VantageScore today announced a significant new release for VantageScore RiskRatio™, the credit risk analytics tool designed to help mortgage, auto ...