The U.S. Postal Service, which lost $9 billion in 2025, recently warned that it could run out of money within 12 months.

Learn about FICA, the U.S. payroll tax funding Social Security and Medicare, who pays it, rates, and limits. Essential info ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...

Understanding 401(k) account characteristics is important to maximize investment contributions and save enough money to fund your lifestyle in retirement. Investing in a 401(k) plan is one of the most ...

The U.S. Postal Service is temporarily suspending contributions to part of the Federal Employees Retirement System, effective April 10.

For tax year 2025 (returns you'll file in 2026), you can defer up to $23,500 into your workplace 401(k) account, a modest uptick from $23,000 in 2024. The increase applies to 401(k)s, 403(b)s, the ...

Johnny C. Taylor Jr. tackles your human resources questions as part of a series for USA TODAY. Taylor is president and CEO of the Society for Human Resource Management, the world's largest HR ...

For higher-income investors, the “backdoor Roth IRA” maneuver has become an annual ritual—a way to get money into a Roth IRA account even if they earn too much to make a direct Roth IRA contribution.

The One Big Beautiful Bill Act made significant changes in the tax benefits of charitable giving. The changes take effect in 2026 and should be considered in both long-term and short-term charitable ...