Wells Fargo offers credit cards for earning rewards, financing purchases or enjoying unique perks like cell phone protection.

Investopedia's research and editorial teams examined thousands of aspects of personal loans at 20 credit unions to identify Patelco Credit Union as the best credit union for personal loans.

Most newly issued cards have contactless capability by default, including from major card issuers like American Express, Bank of America, Chase, Capital One, Citi, Discover and Wells Fargo.