A Roth conversion raises your taxable income. That could result in you paying more for Medicare temporarily. It may be worth ...

Social Security benefits are subject to taxes once your income exceeds a certain threshold. A $1 million Roth conversion in a ...

A 64-year-old retiree converts $150,000 to a Roth in 2024, feeling smart about reducing future required minimum distributions ...

Considering a Roth IRA conversion? Before you act, ask these three critical questions to ensure the move aligns with your ...

If we roll over $7,000 per yr from a traditional IRA to a Roth IRA for the next four years (which is when we will receive ...

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Roth conversions during low-income retirement years may save you thousands in taxes. Find out how the 2025–2028 tax window ...

Medicare’s IRMAA surcharge turns Roth conversion timing into a premium management tool, and retirees with large traditional ...

Roth conversions are permanent. Once done, they cannot be undone.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...