Find insight on Toronto-Dominion Bank, Equifax and more in the latest Market Talks covering financial services.

Questions about the single-report option and whether VantageScore should be introduced before FICO 10T arose during a hearing ...

The Federal Housing Finance Agency’s (FHFA) recent adoption of the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac has sparked intense ...

Use of VantageScore credit scores grew roughly 28 percent at captive finance companies in 2023 amid higher delinquencies and volatility in the auto finance market. Auto lenders' use of VantageScore ...

VantageScore has introduced a new digital release of its RiskRatio credit analytics platform, designed to help mortgage ...

VantageScore today announced a significant new release for VantageScore RiskRatio™, the credit risk analytics tool designed to help mortgage, auto lenders and ABS investors benchmark, compare and act ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

SAN FRANCISCO, Nov. 19, 2025 /PRNewswire/ -- Auto Loans have now evolved from being one of the least risky consumer credit products to one of the loan types most prone to delinquencies, according to a ...

Federal Reserve chair Jerome Powell has acknowledged multiple times that, “My colleagues and I are acutely aware that high inflation imposes significant hardship as it erodes purchasing power, ...

Early-Stage Credit Delinquencies Increase Across All VantageScore Credit Tiers Credit Originations Increase Month-Over-Month Across Lending Products as Borrowers Leverage Up During Increased Stress ...

Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto finance potentially deteriorating further when ...