Creditable coverage refers to health insurance that offers at least as much coverage as Medicare. Not all people who qualify for Medicare are ready to enroll, as they may have other creditable ...

If you’re eligible for Medicare but already have health insurance, you may be wondering whether you should keep it or switch. It’s important to understand what creditable coverage means, or you may ...

Here are two very important questions I ask clients who are over 65, still employed, and considering Medicare enrollment. One: “Is your prescription drug coverage considered to be creditable?” The ...

When Congress created the Part D benefit for Medicare beneficiaries, it also required group health plan sponsors and certain other entities to notify Medicare-eligible participants and the Centers for ...

The Inflation Reduction Act (IRA) made several changes to Medicare Part D that may impact whether employer-sponsored coverage will be creditable for the 2025 plan year. With open enrollment season ...

Employers who provide prescription drug coverage are required to notify all Medicare-eligible employees about creditable or non-creditable status by October 15. With the onslaught of COBRA subsidy ...

Toni King has authored several books on the subject of Medicare and has appeared regularly as a guest on the American Family Radio Network. I turned 65 in August 2021, continued to work full-time with ...

Working seniors are seeing major changes to Medicare Part D that can impact their coverage for prescription drugs. President Joe Biden's Inflation Reduction Act (IRA) lowered Medicare's drug ...

As the workforce evolves, an increasing number of Americans are choosing to remain employed beyond traditional retirement ages. Currently, as of 2023, the most recent numbers show that nearly 20% ...