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capstoneassociated.com
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Are you a busy business owner wondering what the difference is between captive and independent insurance agents? Understanding this can help you secure the best coverage for your needs. Captive agents represent one insurance company, limiting your options to their specific products, which can lead to mismatches if your business doesn't fit their criteria perfectly. For instance, if your industry or loss history doesn’t meet their underwriting guidelines, you may find yourself with fewer choices—
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