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35K views · 81 reactions | Credit Utilization is one of the 5 factors of credit that is easiest to improve via this method or adding new credit to your profile. It can be a major boost to your score and crucial for those to keep an eye on with slim credit. New Inquiries is 10% Payment History is 35% Utilization is 30% Length of Credit ( average age of card accounts) is 15% Types of Credit is 10% #travel #traveltips #credit #personalfinance | Monkey Miles by Zachary Burr Abel | Facebook
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FacebookMonkey Miles by Zachary Burr Abel
Lowering your credit utilization is all about managing those balances wisely. Remember, each credit card has both a due date and a statement date. Your statement date is the crucial factor that determines your utilization rate. Here's the game plan: Make sure your balances are paid off or kept under 10% of your credit limit by your statement date for every card. That's the balance that gets reported as your utilization, so keeping it low is the secret sauce to improving your credit score. 📊 Sta
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