Life insurance companies know exactly when you’re going to die. Down to the month. How? They’ve spent decades collecting data on blood biomarkers, nutrient levels, and lifestyle factors that predict mortality with stunning accuracy. Their risk models are so precise that while 364 banks collapsed in the 2008 financial crisis, not a single life insurance company failed. Gary Brecka a former mortality expert who used this data to determine life expectancy for high-stakes insurance policies, and I d